Need an appraisal in Collier or County?

The top seven reasons SWFL homeowners need Appraisal Associates & Consultants:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut a mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a SWFL divorce, when property needs to be divided
  7. Settle an estate in SWFL by determining the true market value of real estate in question

Own a house in or near in Collier or Lee County and need help determining the price of it?
Contact Appraisal Associates & Consultants.

We at Appraisal Associates & Consultants understand the special needs of a consumer seeking appraisal services. Our customary business clients are used to the appraisal process and the standard reporting formats. Being a homeowner that most likely doesn't look at appraisals on a regular basis, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisal Associates & Consultants, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Appraisal Associates & Consultants, we're qualified in helping customers just like you get rid of unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other homes nearby. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An appraisal from Appraisal Associates & Consultants is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Appraisal Associates & Consultants can provide you with a professional appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Appraisal Associates & Consultants can help with that too. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.